Home Buying Checklist:


Here's a simple "step-by-step" checklist to help you through the process of buying a house ... and AVOID some of the most common headaches!

___________size of house

___________number of bedrooms

___________town(s)

___________location (neighborhood or secluded, city or rural, etc)

___________house style(s)

___________price range

___________other important factors

___________

___________

___________student loans

___________credit cards

___________other loans/debt

___________get a free copy of your credit report

___________Equifax

___________Experian

___________TransUnion

___________remove errors

___________remove negative items

___________meet & interview

___________compare several agents

___________sign agreement to represent you as a home buyer

___________apply online or at your local bank

___________compare interest rates

___________compare fees

___________get letter of "pre-qualification"

___________MLS listings from your realtor

___________newspapers

___________online listings

___________drive through town

___________supermarket "freebies" (real estate listings magazines)

___________compare house values (www.Domania.com)

___________make an offer you can afford & is reasonable (not necessarily the maximum you can borrow)

___________hire a professional (preferably an engineer if you can afford)

___________observe the inspector during the inspection and ask questions

___________read the report very carefully

___________negotiate any problems the sellers may need to fix

___________get several quotes & compare premiums

___________discuss your needs with insurance agent to get the right coverage

___________contact several real estate attorneys and compare fees and services

___________"walk through" the house before closing

___________make sure any problems negotiated after the inspection are fixed

___________make sure nothing has changed, nothing is missing that should stay, etc.

___________set the closing date

___________contact your attorney to complete any paperwork

___________attend closing (with realtor), sign all paperwork & obtain the keys to the house

___________pack your belongings

___________compare movers or prepare to move yourself

___________consider that your new house may need some work before unpacking (cleaning, painting, etc.)

___________call your inspector if something important was missed during inspection

___________enjoy your home!